Credit – The good, the bad and the ugly

I’m sure most of us have one or two credit cards at our disposal, most with a percentage point between low (My MC) and high (My Best Buy Card, Geesh!). If you’ve started selling more of your work, you may be tempted to take advantage of more of those offers that we all receive in the mail from time-to-time, to get a bit more in the way of spendable funds.

0% credit cards have advantages, but only for those with iron determination, and I’m not one of those people. If you don’t manage to pay it off on time, you’ll suddenly start paying a fairly hefty percentage on your balance, which negates the benefits completely.

Transferring your existing high-interest cards to a card with a 0% balance transfer can save you money in the long run, so it’s worth considering if you’ve already got a few high-interest cards lying around. you’ll still have the same balance, but a lot lower interest payment, which will allow you to zero your balance a lot more quickly.

The most important point to remember is that you should compare credit cards before you make any decisions.
hey, it’s great to have more money at hand, but it’s not very fun if you overextend yourself, and as a writer, that’s definitely not where you want to find yourself.

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