Everyone gets in debt sooner or later.  Part of the America ideal is to have at least one credit card and all too often your situation changes and that card goes from being a boon to a burden.  If you’re struggling with those bills as a freelancer, you have the added stresses of never knowing exactly when your next check will be coming in, or what your income might be from month-to-month.  These factors can lead to sleepless nights and lack of creativity and productivity which can further complicate matters.

If you are dealing with these issues, it may be time to check into a Credit Counseling service that can help you to regain control over your finances.  At the very least it might help you get a better night’s sleep.